Tuesday, November 9, 2010

Dangerous condition of the vehicle after the insurance, policyholders should be how to deal with incidents

Dangerous condition of the insured vehicle, the policy holders on how to report? 1. Chuxian, the policyholder should immediately take place to the traffic management department of the accident report, while the insurance company within 48 hours. In addition the insurance vehicle is theft, robbery or snatch, it should be within 24 hours (except for force majeure) report to the local public security department, while the insurance company within 48 hours, and the newspaper statement.
2. Report of ways: phone, or directly to the insurance company or agent point report. Remote danger, you can report to the local insurance company.
If insurance companies in the People in Beijing, Shijiazhuang danger, may apply to the People's Insurance Company of Shijiazhuang points or branch company report.
3. Report to be submitted content: insurance document number, the name of the insured, license plate number, the accident happened, where, why and loss situation.
Report, the policy holders to make claims to the insurance company? Insurance policy holders should submit a written "notice of dangerous condition" ("notice of dangerous condition" by the insurance company provided guidance by the relevant sales personnel only), request a claim, including compensation amount.
Report, the application of policy holders which claims to provide evidence generally Claims evidence required for the general: insurance, accident proved Confirmation responsible for the accident, accident mediation, judgments, losses and related expenses list of documents. Among them, the traffic management department of the responsibility of Confirmation is very important, according to the insurance company is generally based on the traffic control department to determine the compensation award.

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